Investing in the Success of Future Generations

The Early Wealth Partnership works to ensure that California children furthest from opportunity fully benefit from every early wealth-building account for which they are eligible: our state’s CalKIDS and local child savings programs, as well as California’s forthcoming HOPE Child Trust Account and the federal 530A (Trump) accounts.

A Statewide System for Early Wealth-Building

Many of our most underserved children have money set aside for their future that they are not yet aware of.

  • Over 5 million children born in California since July 2022 and eligible public school students in grades 1-12 have a state-funded CalKIDS Account.
  • More than a dozen counties, cities and organizations across the state operate Child Savings Account programs.
  • Beginning in early 2026, eligible foster care involved and COVID-bereaved youth in California will have a HOPE Child Trust Account.
  • The federal government recently created the Trump Account Pilot for babies born 2025-2028.

This is not about starting from scratch—it’s about activating the opportunities already in place.

The California Early Wealth Accounts System Plan

Developed by the California Child Savings Account Coalition, the California Treasurer’s Office, CalKIDS Institute at UCLA and more than a hundred field leaders to ensure that young people—especially those furthest from opportunity–are aware of and access their early wealth-building accounts.

Cover of the CEWAS Plan PDF

How We’re Closing the Access Gap

California has the nation’s largest early wealth infrastructure. We optimize this proven system with data-driven strategies that maximize returns on investment and ensure equitable access.

01

Partnerships

Fund and support schools, community centers, and public agencies to help families claim accounts and build early wealth.

02

Communications

Equip every messenger—from schools to social workers—with consistent, culturally responsive tools to inform families.

03

Accounts & Balances

Ensure every eligible child has an account and leverage new dollars into those accounts.

04

Data

Leverage state and local data to identify unclaimed accounts and reach families most in need.

05

Technology

Fix access barriers on web and mobile tools so families can navigate and use their accounts with ease.

06

Implementation & Funding

Align public and private funding, track outcomes, and ensure systems work together for maximum reach.

Our Partners

The Early Wealth Partnership is Powered by a Network of Aligned Leaders and Institutions

Invest in California’s Financial Futures

Partner with the Early Wealth Partnership. Your investment will deliver measurable returns in economic mobility and build financial resiliency for the next generation.

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